Making your Bethpage Federal Credit score Union bank card fee? Are you in search of a brand new bank card? Bethpage Federal Credit score Union supply a variety of playing cards to swimsuit folks with totally different wants, and this information takes a have a look at the accessible choices. For those who already personal a card with this credit score union, a fee information is supplied firstly that will help you perceive your invoice fee choices.
Bethpage FCU Credit score Card Cost Choices
You’ll be able to pay in your payments within the conventional method – by cellphone, in-branch or by mail– or you may make use of the web banking service. To search out out the mailing deal with, verify your billing assertion.
Bethpage gives a free 24-hour phone banking service – name 800-628-7070 and comply with the prompts to make a fee (that is additionally the quantity for buyer providers). You can even pay a go to to a Bethpage FCU department to switch or fee, or go to one other financial institution the place you maintain a checking or financial savings account to make a switch.
Bethpage is likely one of the few native credit score unions that assist you to handle your bank card with their inside on-line banking service. With this service you may make single funds or setup automated funds, and you too can use this service to handle your spending and maintain your private particulars updated. This service can be accessed from a smartphone or pill. To make your Bethpage Federal Credit score Union bank card fee on-line click on the “Pay On-line” button beneath to login or register.
Credit score Card Choices with Bethpage FCU
There are three MasterCard bank cards at the moment on supply with Bethpage FCU. One is a low rate of interest card, one is a money again rewards card and one is a factors playing cards.
The low curiosity card is an easy card with no frills or extras; only a low fee which offers worth as you spend. The money again card provides you a 0.5% return on the acquisition steadiness you’ve on the finish of every billing cycle, and if you happen to spend over $4,000 in a billing cycle this will increase to 1%. Money again is supplied each October – you don’t need to do something, you merely spend and wait to get rewarded.
The factors card (CU Rewards) gives 1 level for each greenback you spend. There are numerous totally different rewards you’ll be able to redeem your factors for, together with flights, leases, cruises, resort stays, holidays, occasions and experiences, or retail merchandise. The CURewards web site lets you flick through rewards, and handle and redeem your factors by signing in.
Curiosity Charges and Charges
The Low Curiosity Fee possibility has a minimal APR of 8.15%, whereas the 2 Rewards choices have a minimal APR of 11.15%. In case your credit score historical past is lower than glorious you could be provided a better fee. Your charges are defined if you apply on-line.
There isn’t a annual price, no price for steadiness transfers and no over-limit charges. The minimal fee is calculated because the larger of three% or $25. The minimal finance cost is $1. Late fee charges are $25 and inadequate funds charges is both equal to the minimal fee or $25, whichever is much less.