Are you looking to pay your CCCU Christian Neighborhood Credit score Union bank card fee, or are you a member of CCCU fascinated about a bank card with them? This information provides a bank card fee information for present cardholders and an outline of the Platinum Rewards Credit score Card that’s obtainable with this credit score union.
Upon profitable software you’ll start to obtain paper statements within the mail, and these will define your fee choices. In any other case you’ll be able to name buyer providers on 800-347-2228 for extra info, or ship an e mail to [email protected]. You possibly can go to a CCCU department (there are two situated in California) to make a switch to your credit score account, or you’ll be able to prepare a switch from some other financial institution the place you maintain a sound checking or financial savings account. On-line Banking and eStatements present a spread of options to simplify your card administration.
CCCU Platinum Rewards Credit score Card
If you’re a member of Christian Neighborhood Credit score Union, you must definitely contemplate the Platinum Rewards Credit score Card choices they’ve to supply. With these playing cards – obtainable in both Visa or MasterCard editions – you’ll be able to earn rewards to your spending, get monetary savings with introductory charges of curiosity and assist charities via the ‘Provides to Missions’ program. Simply by utilizing the cardboard you’ll be able to actually make a distinction with mission initiatives; CCCU have donated over $3.5 million to worthwhile causes plan in donate $300,000 in 2013 alone.
While you go together with a bank card from a credit score union you achieve among the fairest and most affordable phrases and situations you will get. It comes as no shock then to see low charges of curiosity for money advances, low transaction charges and penalty charges and no penalty APR. This card provides 0% APR on purchases and steadiness transfers for 12 months.
The CU Rewards program is a popularly offered rewards program with many US credit score unions. It offers you factors to your purchases, which may be redeemed for an unlimited vary of various rewards, reminiscent of airline tickets, merchandise, present certificates, automobile leases and resort stays. Journey redemption begins at 15,000 factors, and beginning at 32,000 factors you’ll be able to add credit in direction of the price of a ticket.
Curiosity Charges and Charges
After the introductory curiosity interval, the usual APR varies from 10.90% to 16.90% – the speed you get will rely in your creditworthiness. This APR applies to purchases, steadiness transfers and money advances. The minimal curiosity cost for balances is $1. There isn’t a annual charge, and a one-time charge of $5 for individuals who have a bank card with CCCU and no different sort of account. Stability switch and money advance charges are 2% of the quantity transferred (or a minimal of $5). Worldwide transaction charges are 1%. Late fee and returned fee charges are as much as $15 and $25 respectively. The due date is not less than 25 days after the tip of the earlier billing cycle.