First Niagara Bank has become a Key Bank. You are looking to make your First Niagara Bank Credit Card Payment? This guide will help you. This guide will provide you with an in-depth overview of the terms, interest rates, and benefits offered by cards to help cardholders maximize their benefits and allow potential cardholders to make informed decisions about credit card options.
First Niagara Bank cardholders can pay online, by mail or by ACH transfer. You can also visit any First Niagara Bank branch.
The fastest way to pay is through the online account service. First Niagara Bank credit cardholders can manage their accounts online and make payments using the First Niagara Bank online service. You can check your balance, view transactions and make payments online. To make your First Niagara Bank card payment online, click the “Pay Online” link below.
For any assistance with online access you can contact customer services at 1-800-626-0900 or drop in an e-mail at [email protected].
First Niagara Bank Credit Card
Cardholders can take advantage of reasonable interest rates and low APRs, as well as secure and fast payment methods.
Interest Rates and Terms
The First Niagara Bank Platinum MasterCard credit card has an introductory Annual Percentage Rate (APR) of 0% for the first 12 months for new accounts, otherwise the APR will be 13.24%. The APR for cash advances and balance transfers is 21. 99% and 14. 24%, respectively.
No annual membership fee is applicable and the payment period is 25 days after the close of the last billing cycle. Late payment and returned fees penalties are $25 and $20, respectively.
The First Niagara Bank Standard MasterCard credit card has an introductory APR of 0% for the first 6 months for new accounts, otherwise the APR will be 14.24%. The APR for cash advances and balance transfers is 21. 99% and 15. 24%, respectively.
No annual membership fee is applicable and the payment period is 25 days after the close of the last billing cycle. Late payment and returned fees penalties are $25 and $20, respectively.
The First Niagara Bank Secured MasterCard credit card has an APR of 14.24%. The APR for cash advances and balance transfers is 21. 99% and 15. 24%, respectively.
An annual membership fee of $50 is applicable and the payment period is 25 days after the close of the last billing cycle. Late payment and returned fees penalties are $25 and $20, respectively.
First Niagara Bank
First Niagara is a multi-state community bank. The First Niagara Foundation is a non-profit corporation wand was established in 1998.
First Niagara has nearly 420 branches and 5,800 employees who provide financial services to individuals and businesses in New York, Pennsylvania, Connecticut and Massachusetts. First Niagara Bank, N.A. Its wholly-owned subsidiary is First Niagara Bank, N.A. Cardholders of First Niagara Bank credit cards can enjoy low interest rates and APRs as well as secure payment methods.
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